3 Young Driver Auto Insurance Discounts
It is a fact that looking for deals on young driver car insurance is tough. New drivers carry with them little to no experience on the road and auto insurance companies deem this high risk. Higher risk equates to higher car insurance premiums . Like a new trainee on the job they are less focused on hazards on the road , more likely to get into car accidents than other more experienced drivers.
With that being said there are however known ways to cut costs with these 3 money saving strategies:
Young Driver Car Insurance Tip #1
Low Mileage Auto Insurance Discounts:
Young driver insurance rates are much cheaper when the number of miles they drive are reduced. It makes sense . The less they drive the less risk they impose and the more you can save. Teens that have just received their license will be driving across state lines their first year of having a drivers license nor will they be stressing the high risk morning traffic each morning.
Talk to the teen driver and agree to how much they can drive with increasing amounts each year for good driving . Give them an understanding of how much it will cost to insure them on the road. The more they know the costs of car insurance , what takes to insure them and how important it is to drive safely the more understanding they will be when you talk to them .
Limit their mileage and state that on the application . Prepare to be shocked at the savings you can receive .
Young Driver Car Insurance Tip #2
Good Student Car Insurance Discount:
By having the student driver / teen driver show more responsibility in school you end up with a bonus discount.
Car Insurance companies have compiled data and their studies have shown that good student translates into better, safer and more focused drivers on the road. Ultimately, this reduces the risk of the new driver and decreases your premiums .
Keep the report cards as you may have to disclose them when they request it to take advantage of Good Student Discount.
Young Driver Car Insurance Tip #3
Auto Insurance Quotes Comparison :
With one click you force each automobile insurance company to compete for your business. You make them compete with other insurers when you request auto insurance quotes. It is the most powerful method to finding cheaper auto insurance.
Low car insurance quotes are not hard to find. Compare car insurance rates now and apply these 3 vital tips.
You may be surprised that with a little investment of your time it translates into major savings for young driver car insurance.Tags: auto insurance, car insuranc, auto insurance companies, compare car insurance quotes, insurance rates, car insurance, morning traffic, car accidents, Parenting